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Mortgage Pre-Qualification Letter

Please fill out the form below to receive your pre-qualification letter. After you submit your information you will need to fax a current pay stub, W-2 and bank statements to Spencer Savings Bank at (201) 797-5324 Attn: Pre-Qualification Letter. It is necessary that the bank receive this information before we can issue a prequalification letter.  If you have any questions regarding this information, please contact Denise Settineri at (201) 703-3800 ext.8369. While our pre-qualification letter is intended to be used as a shopping tool, it should not be utilized as a commitment and is subject to verification of income, assets, existing liabilities and property appraisal.  Depending on the interest rate, loan product type and other unknown information, you may qualify for more or less than the amount indicated.


Borrower &
Co-Borrower Name(s)

Email
Address
City State Zip

Home Phone

Work Number
Borrower Employer Yrs. on Job
Co-Borrower Employer
Yrs. on Job
Type of Loan
Property Type Property is:
Purchase Price
Requested Loan Amount
Value of Property
Annual Taxes
Monthly Condo/PUD Fees?
Monthly Debt Obligations
Credit Card
Installment Loan
401K Loan
Car Loan/Lease
Debt of Other Real Estate
Alimony/Child Support (If less than 10 payments,do not include)
Monthly Income
Current Salary
Other Income Income Type
Other Comments